Apply for Federal Student Aid
Applying for Federal Student Aid can be a process that is easy for some and more difficult for others. On this page you will find complete comprehensive steps to help you successfully navigate applying for federal student aid at Summit Salon Academy.
Create your FSA ID
The first step in applying for federal student aid is creating an FSA ID. The FSA ID (account username and password) allows students and parents to identify themselves electronically to access Federal Student Aid websites. The FSA ID is the fastest way to sign your federal student aid application and have it processed.
If you don't already have an FSA ID, you can create an FSA ID. If you have an FSA ID but don't remember your username or password, select "Forgot My Username" or "Forgot My Password"
Note: If you verified your email address or mobile phone number during account creation, you could enter your email address or mobile phone number instead of your username.
Complete your Free Application for Federal Student Aid (FAFSA)
The Free Application for Federal Student Aid (FAFSA) is a form every student must fill out to get federal student aid for college and career schools. The FAFSA needs to be completed for you to receive Federal Pell grants, Federal Direct Student Loans, and state grants from the Florida Office of Student Financial Assistance.
You may need to fill out multiple FAFSA's depending on when you begin classes. It is recommended that you complete all available FAFSA's that can be filled out to prevent delays in processing your federal student aid.
Are you having Difficulties Completing FAFSA?
If you are having difficulties completing the FAFSA please review our FAFSA walkthrough(s)
Do You Have a Special Circumstance?
Some students have situations that may affect them like issues completing the FAFSA or having had a change in their financial or living situation. If you believe you may have a special circumstance, we may be able to help. Visit our Special Circumstances page for more information.
Steps for Student Loans
Complete Entrance Counseling
Entrance counseling ensures you understand the terms and conditions of your loan and your rights and responsibilities. You'll learn what a loan is, how interest works, your options for repayment, and how to avoid delinquency and default. When you're finished, a record of your completion will be sent to the school, and you can then receive your loan money. Keep in mind that you cannot save and leave an incomplete session; you must complete entrance counseling in one sitting.
You can complete entrance counseling by visiting StudentAid.gov.
Complete the Master Promissory Note
The Master Promissory Note (MPN) for Direct Subsidized Loans and Direct Unsubsidized Loans is a legal document in which you promise to repay your loan(s) and any accrued interest and fees to the U.S. Department of Education. It also explains the terms and conditions of your loan(s). You may receive more than one loan under an MPN over a period of up to 10 years to pay for your educational costs. The Financial Aid Office will tell you which loans, if any, you are eligible to receive.
You can complete the master promissory note by visiting StudentAid.gov.
Apply for a Parent PLUS Loan (Dependent Students)
Sometimes the amount of financial aid that a dependent student is eligible for is not enough to cover their expenses. USDOE allows the parent to apply for a loan under the parent's name. This loan can assist in covering the students' costs. To apply for a PLUS Loan the parent applying for the loan must:
- Complete the Federal Direct PLUS Worksheet.
- Complete the PLUS Master Promissory Note on StudentAid.gov.
The Financial Aid Office will process the application and determine if the parent is approved for the loan. If approved the parent and the financial aid office will determine how much they can borrow.
Once all the above information has been completed and all required information has been submitted you will be contacted to determine if there are any further items that need to be completed upon review of your FAFSA. If no further items need to be completed, you will be presented with a College Finance Plan.